Pet Insurance Explained

As the amount of money spent on pet healthcare increases steadily at an estimated rate of 40% a year, and as pets become more like family, owners are looking to spend more on their pet's health. Pet owners also want to have their pets covered by insurance.

Some basic plans start at $10 a month, while more extravagant plans cost upward of $400 a month. Since no two pet insurance plans are exactly the same, you should research each policy before making a choice that best fits your needs. The following questions are important to keep in mind when determining if pet insurance is worth the expense:

What's covered? Look over several plans from different companies before making a provider selection. Make sure the plan you choose defines clearly what is and what is not covered. For some pet owners, pet insurance is a safeguard for future catastrophes, such as sudden accidents or the emergence of a serious illness. For others, the coverage they choose applies to every vet visit, including checkups.

What's not covered? There is more to picking insurance plans then finding out what is covered by insurance. You need to also know what is not covered so you can compare plans to one another and so you are prepared when your pet needs a test or procedure that is not covered.

Are hereditary illnesses and conditions covered? If you own a purebred animal, they may be prone to a breed specific condition. For example, German Shepard's are likely to develop hip dysphasia, and Labrador's are often inflicted with eye problems.

What's the deductible? Is there a co-pay? Be sure to understand what you are expected to pay for and exactly how much. You don't want to pick an insurance that covers little if anything.

What (if any) is the age limit for a pet to be covered? The best time to purchase pet insurance is when your pet is just a puppy. As pets get older they require more care, especially later in their lives, and the premium goes through the roof or coverage no longer exists.

So who is pet insurance for? Pet insurance is best suited for pets that are young and healthy. Pet insurance is also a good investment if you:

  • Have multiple pets
  • Take in stray animals to help shelters
  • Breed dogs
  • Take your pet with you on vacation

The otherwise healthy dog. Many dogs can live long accident free lives today, but no owner can guarantee their canine companion will never have an accident such as eating a sock, swallowing a rock, or even getting hit by a car in the driveway.

How most insurances work: Unlike human health insurance, most pet insurance companies require you to pay the entire veterinarian bill at the time of service. You as the owner are then responsible to turn over itemized bills or invoices from us, your veterinarian, to the pet insurance company for reimbursement of qualified costs.

The best way to find the right pet insurance for you and your family should start with researching some reputable pet insurance companies. Ask for detailed plan information and price quotes.

Remember, pet insurance is not a necessity, and if you choose not to get insurance for your pet you are still a great pet parent!

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Office Hours

Our Regular Schedule

Monday:

7:30 am

6:00 pm

Tuesday:

7:30 am

6:00 pm

Wednesday:

7:30 am

6:00 pm

Thursday:

7:30 am

6:00 pm

Friday:

7:30 am

6:00 pm

Saturday:

7:30 am

12:00 pm

Sunday:

for pick up only

6:00 - 6:30 pm

Testimonial

Read What Our Clients Say

  • ""Everyone at Good Hands is wonderful and gives our sweet girl the best care. They are always very friendly and helpful and will answer all of your questions. They give practical advice for all of your pet's issues. They have worked hard to keep our pet healthy, and even stayed open late when our our dog was a puppy and needed some help. If an issue comes up they work to see us as quickly as possible. I am thankful for everybody at Good Hands Vet!🐾""
    Jessica Elliott
  • ""Good Hands has cared for our dogs since 2005, both for grooming and health care. They were very caring when our first dog passed away. Their groomer is excellent. All the staff and doctors are great. Wouldn’t go anywhere else!""
    Judy Baile
  • ""Dr. David is amazing 🤩 such a great man who took the time to discuss our GSD with Mid-Stage DM. He answered all of our questions and asked if we had any concerns. We have been with Good Hands for over 7 years. Great hospital, with an awesome staff.
    A++ Rating!""
    Cindy McKenzie
  • ""We were referred to Good Hands by another vet due to no openings and the nature of our kitty's condition. Dr. Falany and the staff members we dealt with were compassionate, informative, organized, respectful & caring. The facility is clean & they followed Covid protocol.""
    Janean G.
  • "I love this place! You really do walk in as a client and leave as a friend! They have empathy when appropriate and always answer my questions! Good hands? I'd say EXCELLENT hands!! No better place to go for the lifetime of your fur babies!!"
    Karah H. Athens, GA